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Many renters could be easy targets for thieves because they lack decent home security, according to new research by home insurance provider NRMA Insurance*. In a recent survey, one in three renters reported they had no significant security measures, such as deadlocks on doors and windows, alarms and sensor lights.

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Insurers have been collaborating with banks to sell their services for years, but a tie up with a security firm looking after daytime-unoccupied homes is gaining a lot of interest.

–> “People are getting busier and there is more work pressure and more females are also working so most of the time the homes are empty,” explains Ravi Liyanage who heads marketing at Janashakthi Insurance.

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Homeowners often don’t take time to reassess home-insurance coverage when it’s time to pay the premium. But with many Americans looking for ways to save a buck these days, examining that paperwork could pay off.

While raising the deductible is often an easy way to reduce premium costs, it isn’t the only way. Discounts in the form of credits are also available for many homeowners.